AKP Phnom Penh, August 05, 2025 --

Cambodia’s credit balance hit US$61.8 billion by June of this year, according to a report from the National Bank of Cambodia (NBC) issued on Aug. 5. 

The NBC stated that banking and financial institutions recorded 2.9 percent credit growth in the first half of 2025. 

Outstanding loans rose 2.9 percent year-on-year to US$61.8 billion by June 2025, while customers’ deposits increased 14.5 percent to US$61.5 billion, the report pointed out.

Non-Performing Loan at the banking system was at the rate of 8.3 percent by June, up from 7.4 percent at the end of 2024, it added.

The report stated that current assets in the Kingdom’s banking and financial system rose to US$97.1 billion as of June, a year-on-year increase of 7.3 percent.

NBC Governor H.E. Dr. Chea Serey noted that credit in the banking sector continues to grow, though at a slower rate.

She explained that this is due to a decline in borrowing from key sectors such as construction, real estate, and tourism, while banks are becoming more cautious about lending because of economic uncertainties.

Cambodia has 59 commercial banks, 89 microfinance institutions, 8 specialised banks, and 112 rural credit institutions across the country, with 28.2 million deposit accounts and 4.3 million credit accounts, the report said.

NBC Governor H.E. Dr. Chea Serey

By Chea Vannak